Planned Giving

Planned Giving

GIVING OPPORTUNITIES

 

GIFT TYPE

HOW IT WORKS

BENEFITS

CASH

Maximize your charitable deduction and deliver immediate benefits to RiverLink

Send a check, wire funds, or contribute online to RiverLink. You receive a full charitable deduction and your donation delivers a gift that RiverLink can use immediately.
CHARITABLE BEQUEST *

Give without affecting cash flow during your lifetime

Include a charitable bequest in your will or trust. Your will or trust directs a bequest to RiverLink. * Your assets remain in your control during your lifetime, and you can modify your bequest if your circumstances change.
APPRECIATED SECURITIES *

It is possible to receive tax breaks for gifts of appreciated securities

Transfer securities you have owned for one year or more to RiverLink, which then sells your securities and uses the proceeds for its programs. * You avoid capital gains taxes on securities donated, and receive an immediate income-tax deduction for the fair market value of the securities on the date of transfer.
RETIREMENT PLANS *

Your retirement plan may be worth more when donated to RiverLink

Name RiverLink as the beneficiary of your retirement plan, IRA, 401(k) or other qualified plan. The remaining balance in your retirement account passes to RiverLink after your death. * You avoid estate and income taxes on the balance of your retirement savings, and retain the ability to make withdrawals during your lifetime. You have the ability to change your beneficiary if circumstances change.
CHARITABLE LEAD TRUST *

Support RiverLink and preserve your wealth for your beneficiaries

Make a significant gift in trust and create a fixed payment to RiverLink for a period of time with the remaining trust assets coming to you or your named beneficiaries.* If established in your lifetime, you can transfer assets and may receive an immediate tax deduction for a portion of your contribution.
CHARITABLE REMAINDER TRUST *

Make a significant gift in trust and create a flexible source of income

Transfer assets to the trust. The trust makes required income distributions to you or your beneficiaries.  When the trust terminates, the principal passes to RiverLink. * You may receive immediate tax deductions for your gift. You pay no up-front capital gains tax on the appreciated assets you transfer, and you have the satisfaction of making a significant gift that benefits you now and RiverLink later.
LIFE INSURANCE*

Put a policy whose coverage you no longer need to use as a gift to RiverLink

Transfer ownership of a paid-up life insurance policy to RiverLink. * You have the satisfaction of making a significant gift now to RiverLink without adversely affecting your cash flow.

*RiverLink, its employees or representatives do not offer legal or financial advice.  We strongly urge prospective donors to consult with their attorney, financial advisor, estate planning professional, accountant or other appropriate professional before making any material decisions based on information we provide through our web site, printed materials or other sources.